About pAVILION FINANCE
Pavilion Finance was founded by Luke Bird and Matt Gawthrop — finance professionals with more than 16 years of combined banking experience built on trust, transparency and genuine client care.
They offer broad expertise across commercial property, business and share acquisitions, SMSF, asset finance and residential lending. Whether it’s a first home, an investment, a commercial purchase or a business funding need, their focus is simple: understand the full picture and tailor the right solution.
What many people don’t know is Luke and Matt didn’t meet in a boardroom — they met on the cricket field. After years of competing hard and working together as teammates, the cricket pavilion became the place where strategy, leadership and a competitive spirit were forged. Pavilion Finance is built on that same foundation — disciplined planning, clear communication, and a commitment to show up for clients and deliver when it matters.
With Pavilion Finance, you’re not just securing a loan — you’re partnering with brokers who play the long game and back your goals.
OUR TEAM
With over 11 years experience in the Finance industry, Luke has built a career on trust, transparency and genuine customer care. Working as a Senior Business Banker at NAB for the majority of his career, this has equipped Luke with the insight to navigate complex scenarios — from multi‑entity business structures to sophisticated property and investment strategies.
Driven by a commitment to helping clients achieve their financial and life goals, Luke focuses on understanding each person’s unique situation and tailoring solutions that truly fit their needs - whether they’re business owners, property developers, investors, or families planning their next chapter in life.
Matt brings six years of experience in the finance industry, with a focus on making lending simple and stress‑free for his clients. Known for building strong relationships through trust and transparency, Matt takes a hands‑on approach and supports clients through every stage of the lending process.
His expertise includes complex business and share purchases (including cash‑flow lending), commercial property, residential property, SMSF lending, and asset finance. While he regularly works on sophisticated transactions for business owners and investors, Matt is equally passionate about helping mums and dads, first‑home buyers, and everyday PAYG clients secure the right home loan with clarity and confidence.